SBA Commercial Expansion Loans

EXPANSION THROUGH COMMERCIAL REAL ESTATE

A business expansion loan is a source of capital for successful companies poised to grow. There are many uses for a business expansion loan including buying and renovating commercial real estate to grow your physical location. That's where a lender like Red Rock Mortgage comes in. We are experts in helping owners like you understand the best way to finance a business expansion.

Loan Uses

• Buying or constructing commercial real estate to grow your physical location
• Opening a new location to expand your footprint
• Renovating your existing location to operate more efficiently
• Entering a new market to boost your customer base

Benefits

• Minimal Down Payment: As an established business owner, you are not required to contribute a large amount of cash upfront. This means more money in your pocket and a solid cash flow for your business.
• Longer Loan Terms: Attractive maturity rates offer up to 25-years, plus the construction period (if building improvements are needed). If 51% or more of the loan proceeds are used for commercial real estate, including construction and soft costs, the loan qualifies for a 25-year repayment term. If the loan will be used for a combination of purposes, we utilize what's known as a blending maturity depending on mix of loan proceeds. A longer repayment. Puts you in a better place to manage your capital.
• Flexibility: Expansion loans offer flexibility and favorable terms because lenders can easily view the historical performance of the business to make decisions. Because you're an established business (and not a start-up), there are minimal equity injection requirements—which means less cash that you'll have to put down.